If you are considering plastic surgery in New York City, Long Island, or Westchester, NY, cost is an important consideration. While surgery should be affordable, it’s important to also consider the final results and how they will affect you in the long term. Although it may be tempting to have your procedure done by the least expensive surgeon, perhaps the most expensive surgery is the one that needs to be done twice. It is smart to evaluate cost together with experience and other recommendations to have optimal safety and the best chance of achieving your goals.

Newman Plastic Surgery & Laser Center offers various financing options and can provide information to prospective patients during a consultation or through this website.

Does insurance cover plastic surgery?

Most reconstructive plastic surgery procedures are considered medically necessary and are covered by insurance. Cosmetic surgery procedures are not typically covered by insurance. Some procedures fall into a “grey area” and may be covered by insurance in certain situations. If you have a question about insurance coverage, Dr. Newman’s staff can typically give you more information.

Can you make payments on cosmetic surgery?

If your cosmetic surgery is not covered by insurance, which is usually the case, you still have several options to consider. One of these is a standard credit card. Although interest rates on credit cards tend to be rather high, this can still provide you with a flexible payment option that you can include in your ongoing budget. Sometimes, if you have a special card with a low-interest rate, the interest might even be lower than with other financing options.

In addition, Dr. Newman works with private financing companies that, though not directly affiliated with Newman Plastic Surgery & Laser Center, may provide financing of cosmetic surgery costs for our patients. Our staff can supply application forms to help get you started on your financing request. Some requests can be managed completely online.

CareCredit® Patient Financing

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It’s something you’ve always wanted to do, but something else was always there to hold you back. Well, not anymore. We offer CareCredit, a financing company designed specifically for your health and beauty needs. CareCredit can help you move forward with getting the procedure you’ve always wanted

CareCredit works just like a credit card but is exclusive for healthcare services. With low monthly payments every time you use it, you can use your card for many different procedures. This means you don’t have to put your health and beauty needs on hold until you save up enough money. We give you the power to decide when it’s the right time for you.

With convenient monthly payment options and no prepayment penalties, you can get your procedure sooner.

Prosper Healthcare Lending

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Prosper Healthcare Lending is the premier financing company in the healthcare industry. With over $3 billion borrowed and over 250,000 people empowered, this is a name and a program you can trust.

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Here are some of the benefits you’ll receive with a loan from Prosper Healthcare Lending:

  • Immediate decisions without affecting your credit!
  • Longer terms for lower monthly payments
  • No collateral required
  • No prepayment penalties
  • Fast and easy loan inquiry process
  • 100% confidential


With the ALPHAEON CREDIT card, you’ll find a wide array of monthly payment options to help you reach your individual goals. The ALPHAEON CREDIT card allows you to move forward today without delay. Plus, the ALPHAEON CREDIT card offers special financing options not available with other credit cards, so you may find it is the better way to pay. With the ALPHAEON CREDIT card, you can receive the care your physician recommends with flexible payment options that fit your lifestyle.

Apply today so you can focus on looking, feeling, and being your best.

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For additional information about plastic surgery and plastic surgery cost in New York City, Westchester, or Long Island, please schedule a complimentary initial consultation at Newman Plastic Surgery & Laser Center using our online form or call (914) 423-9000.

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